CONTACT INFORMATION
Mailing address:
PG Matthew & Associates
+61 490083949
11 Hutchison Street,
Niddrie, Victoria. 3042
Australia
Contact Email: janine@phillipmatthew.com
What is spam?
In the context of electronic messaging, spam refers to unsolicited, bulk or indiscriminate messages, typically sent for a commercial purpose.
PG Matthew & Associates http://phillipmatthew.com has a zero-tolerance spam policy.
Automated spam filtering
http://phillipmatthew.com’s messaging systems automatically scan all incoming email messages, and filter out messages that appear to be spam.
Problems with spam filtering
No message filtering system is 100% accurate, and from time to time legitimate messages will be filtered-out by http://phillipmatthew.com’s systems.
If you believe this has happened to a message you have sent, please advise the message recipient by another means.
You can reduce the risk of a message being caught by the spam filters by sending the message in plain text (i.e. no HTML), removing any attachments, and ensuring that your messages are scanned for malware before dispatch.
Receipt of unwanted messages from http://phillipmatthew.com
In the unlikely event that you receive any message from http://phillipmatthew.com or sent using http://phillipmatthew.com’s systems that may be considered to be spam, please contact http://phillipmatthew.com using the details below and the matter will be investigated.]
Changes to this anti-spam policy
http://phillipmatthew.com may amend this anti-spam policy at any time by publishing a new version on this website.
Welcome to http://phillipmatthew.com (the “Site”). We respect the intellectual property rights of others just as we expect others to respect our rights. Pursuant to Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c), a copyright owner or their agent may submit a takedown notice to us via our DMCA Agent listed below. As an internet service provider, we are entitled to claim immunity from said infringement claims pursuant to the “safe harbor” provisions of the DMCA. To submit a good faith infringement claim to us, you must submit the notice to us that sets forth the following information:
Notice of Infringement – Claim
Title 17 USC §512(f) provides civil damage penalties, including costs and attorney fees, against any person who knowingly and materially misrepresents certain information in a notification of infringement under 17 USC §512(c)(3).
Send all takedown notices through our Contact page. Please send by email for prompt attention.
Please note that we may share the identity and information in any copyright infringement claim we receive with the alleged infringer. In submitting a claim, you understand accept and agree that your identity and claim may be communicated to the alleged infringer.
Counter Notification – Restoration of Material
If you have received a notice of material being takedown because of a copyright infringement claim, you may provide us with a counter notification in an effort to have the material in question restored to the site. Said notification must be given in writing to our DMCA Agent and must contain substantially the following elements pursuant to 17 USC Section 512(g)(3):
Repeat Infringer Policy
We take copyright infringement very seriously. Pursuant to the repeat infringer policy requirements of the Digital Millennium Copyright Act, we maintain a list of DMCA notices from copyright holders and make a good faith effort to identify any repeat infringers. Those that violate our internal repeat infringer policy will have their accounts terminated.
Modifications
We reserve the right to modify the contents of this page and its policy for handling DMCA claims at any time for any reason. You are encouraged to check back to review this policy frequently for any changes.
http://phillipmatthew.com links to other, external websites that provide information we determine at our discretion contain the most useful information for our program. While many sites provide very useful information, http://phillipmatthew.com only links to those sites which provide the most useful content.
These links may be changed at any time as more useful sites come to our attention. The sole purpose of any external link is to enrich this site for our customers. All requests for inclusion of a link on this site is first and primarily evaluated with the needs of our customers in mind. Generally, external websites do not meet the purposes of http://phillipmatthew.com if they contain, suggest, or infer any of the following:
This list is a nonexclusive list. The external link policy applies only to websites outside http://phillipmatthew.com The webmaster shall establish procedures to monitor the implementation and continuing oversight of this policy. These procedures shall include a process for review of all new requests for external content links from http://phillipmatthew.com Web page to another page to ensure compliance with this policy prior to granting the request.
Each request for such a link shall be evaluated using the following guidelines:
Is the content relevant?
Does the site provide information or services, which are not already available or linked to on http://phillipmatthew.com? If not, is the quality of the site comparable to or better than what is already provided?
Is the site well designed, easy to use, cross-browser compliant, and accessible to people with disabilities?
http://phillipmatthew.com reserves the right, at its sole discretion and without explanation, to withdraw at any time any external content for any reason.
PG Matthew & Associates (“we,” “us,” “our”) takes its users (“user”, “you,” “your”) privacy seriously. This Privacy Policy is designed to let you know what information we collect through our Facebook App and/or Fan Page.
We collect information in accordance with this Privacy Policy, and this Privacy Policy only applies to our information collection practices on Facebook. We intend to comply with the requirements outlined by Facebook as it pertains to Developers as outlined here https://developers.facebook.com/policy/ .
As required by Facebook’s Privacy Policy we have to let you know that we do not sell your data, however if we are acquired or are merged we may transfer this data. In addition, you may request the removal of your data at any time by contacting us via email but we ask that you give us a reasonable amount of time to fulfill this request once it is made.
By using our Application and/or Page you agree that you are granting us the right to use, copy, display, distribute, deliver, render, and publicy perform any content that you provide to us. The use of our Application and/or Page is also prohibited in certain countries, specifically ones that have blocked the use of Facebook or where your use or our content would be prohibited.
The information we collect depends on the information you allow others to view on your Facebook profile. However we will collect at least the following information about you:
As we said before, we may collect more information depending on whether you have allowed us to collect it based on your user settings. This includes:
Application Partners and Third Party Service Providers: We may share your information with third parties we have partnered with specifically for our Application and/or Fan Page. In addition, we may hire outside companies or third parties to help us manage, create, or maintain our Application and/or Fan Page. These parties are contractually obligated to keep your information confidential, and they will only have access to information that is needed to perform their job.
Other Users: If you have given us permission, and if one of the functions of our Application and/or Fan Page is to allow you to interact with others, you are going to be giving us the ability to share certain information with other users. However, we only share this information if you have allowed us to and if it is allowed by Facebook. We may also analyze how you interact with other users and then aggregate this information, in an anonymized form, to allow us to see how you use our Application and/or Page.
Legal Uses: We may disclose your information if required by a subpoena, through any legal process, to comply with any law or regulation, or by request of any law enforcement agency. We may also disclose your information if we reasonably believe it is necessary to prevent harm or injury or loss, in any way, to us or any third party.
Business Acquisition or Merger: If we are acquired or sell our business we may transfer your information. You may contact us in the event this happens if you have any concerns with the transfer of your data.
You may request that we delete any data about you at ay time. Unless you do so, however, we may retain your data until you ask us to delete it, even if we discontinue the Application and/or Page. You may also stop us from collecting information about you if you uninstall our App or remove yourself from our Page or if your account is deleted. We may provide you with the ability to review, correct, or delete your information.
We DO NOT sell/transfer/give information about your use of Facebook to third parties unless authorized in this Agreement.
We use reasonable safeguards and protections to protect your data. We may have servers located in different jurisdictions so you are consenting to the transfer of this information from your residence to our servers.
We do not allow users under 13 to use our Application or Fan Page and will delete anyone we suspect is under age.
We may update this Privacy Policy as needed. If we do, we will post a notice on here of the changes and when this Policy was last updated.
The disclosure that follows is designed to ensure http://phillipmatthew.com’s full compliance with the Federal Trade Commission’s policy that demands http://phillipmatthew.com be transparent about any and all affiliate relations http://phillipmatthew.com may have on this website. In plain English, you, the visitor or customer, should assume that any and all links on this site are affiliate links. If you click on these links and go visit the resulting site, a cookie will be set in your web browser that will cause us to receive a commission “IF” you purchase a product on the other end. This is a legitimate way to monetize and pay for the operation of web sites and http://phillipmatthew.com gladly reveal our affiliate relationships to you.
In addition, http://phillipmatthew.com fully disclose that hyperlinks on this site are in most cases shortened, and in some cases cloaked to hide long ugly links for functionality and tracking purposes. http://phillipmatthew.com have nothing to hide and http://phillipmatthew.com are proud of our relationship with the fine vendors, products and services found on this site. Link tracking, shortening and cloaking is a very common practice on all types of web sites.
Further, http://phillipmatthew.com do not receive physical products or cash directly in exchange for any reviews or posts you find on this site. No one has paid us to do reviews or posts. http://phillipmatthew.com have to tell you that it is possible that our reviews and posts are influenced by our affiliate relationships and may create a conflict of interest. http://phillipmatthew.com do not believe a conflict of interest exists, but you, the visitor or customer, must decide by considering the affiliate relationships and link techniques http://phillipmatthew.com have described. Obviously, http://phillipmatthew.com would like you to buy the service or products http://phillipmatthew.com writes about and http://phillipmatthew.com is influenced by that fact. http://phillipmatthew.com avoids conflict by only reviewing or posting about products and services http://phillipmatthew.com trusts?there are plenty of products that http://phillipmatthew.com can choose from to promote, and http://phillipmatthew.com focuses on the ones that http://phillipmatthew.com thinks will cause you to trust us and come back to read more of our feedback. http://phillipmatthew.com strive to always give our honest opinions, findings, beliefs, or experiences on topics or products http://phillipmatthew.com write about and promote.
Other vendors may also pay to place advertising on our sites in the form of banners, widgets, and hyperlinks. These are paid advertisements and while http://phillipmatthew.com does it’s best to only allow quality products and services to be advertised on our site, http://phillipmatthew.com is not responsible for claims or testimonials made on paid advertising links.
Status of linking policy
http://phillipmatthew.com welcomes links to this website [made in accordance with the terms of this linking policy].
[This linking policy is intended to assist you when linking to this website.] OR [By using this website you agree to be bound by the terms and conditions of this linking policy.]
Links to http://phillipmatthew.com
Links pointing to http://phillipmatthew.com should not be misleading.
Appropriate link text should be always be used.
[From time to time we may update the URL structure of our website, and unless we agree in writing otherwise, you are responsible for updating said links.] You must not use our logo to link to this website (or otherwise) without our express written permission.
You must not frame the content of this website or use any similar technology in relation to the content of this website.
Links from this website
This website includes links to other websites owned and operated by third parties. These links are not endorsements or recommendations.
http://phillipmatthew.com has no control over the contents of third party websites, and http://phillipmatthew.com accepts no responsibility for them or for any loss or damage that may arise from your use of them.
Removal of links
You agree that, should we request the deletion of a link to http://phillipmatthew.com that is within your control, you will delete the link promptly.
If you would like us to remove a link to your website that is included on http://phillipmatthew.com, please contact us using the contact details below. Note that unless you have a legal right to demand removal, such removal will be at our discretion.]
Changes to this linking policy
We may amend this linking policy at any time by publishing a new version on this
website.
Contact us
Should you have any questions about this linking policy, please contact us using the details set out below:
Contact Email: janine@phillipmatthew.com ,All Rights Reserved.
If you choose to provide us with your email address or any other personally identifiable information, we will use it only to send you our newsletter or respond to your query.
If you choose to unsubscribe from the newsletters, you’ll stop receiving any newsletters.
COPYRIGHT
We PG Matthew & Associates, reserve all copyrights on text or images on the newsletter. The text or images in the newsletter may not be copied or distributed without prior permission of PG Matthew & Associates.
If there is any approved use of content, the following conditions should be followed:
You may choose to communicate with us via e-mail. However, in case you do so, you should note that the security of internet e-mail is unreliable. By sending confidential or sensitive e-mail messages which are unencrypted you accept the risks of such uncertainty and possible breach of confidentiality or privacy over the internet.
NO WARRANTY
The information contained in this newsletter is provided by PG Matthew & Associates as a service/promotion to its users, subscribers, customers and possible others. It does not contain (legal) advice. Although we try to provide quality information, we do not guarantee of results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance for a particular purpose.
NO LIABILITY
In no way PG Matthew & Associates is liable to user or any other party for any damages, costs of any character including but not limited to direct or indirect, consequential, incidental or other costs or damages, via the use of the information contained in the newsletters.
CHANGES
We may make changes to this information at any time without prior notice. We make no commitment to update the information contained in this newsletter.
These Terms govern your access to, usage of all content, Product and Services available at http://phillipmatthew.com website (the “Service”) operated by PG Matthew & Associates (“us”, “we”, or “our”).
Your access to our services are subject to your acceptance, without modification, of all of the terms and conditions contained herein and all other operating rules and policies published and that may be published from time to time by us.
Please read the Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to be bound by these Terms. If you do not agree to any part of the terms of the Agreement, then you may not access or use our Services.
The Agreement does not transfer from Us to you any of Ours or third party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with PG Matthew & Associates and its licensors.
In using the Services, you may use third-party services, products, software, embeds, or applications developed by a third party (“Third Party Services”).
If you use any Third Party Services, you understand that:
Where use of any part of our Services requires an account, you agree to provide us with complete and accurate information when you register for an account.
You will be solely responsible and liable for any activity that occurs under your account. You are responsible for keeping your account information up-to-date and for keeping your password secure.
You are responsible for maintaining the security of your account that you use to access the Service. You shall not share or misuse your access credentials. You must notify us immediately of any unauthorized uses of your account or upon becoming aware of any other breach of security.
We may terminate or suspend your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately.
If you wish to terminate the Agreement or your PG Matthew & Associates account, you may simply discontinue using our Services.
All provisions of the Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Our Services are provided “AS IS.” and “AS AVAILABLE” basis. PG Matthew & Associates and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither PG Matthew & Associates, nor its suppliers and licensors, makes any warranty that our Services will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, our Services at your own discretion and risk.
Except to the extent any applicable law provides otherwise, the Agreement and any access to or use of our Services will be governed by the laws of Australia.
The proper venue for any disputes arising out of or relating to the Agreement and any access to or use of our Services will be the state and federal courts located in Australia.
PG Matthew & Associates reserves the right, at our sole discretion, to modify or replace these Terms at any time.
If we make changes that are material, we will let you know by posting on our website, or by sending you an email or other communication before the changes take effect. The notice will designate a reasonable period of time after which the new terms will take effect.
If you disagree with our changes, then you should stop using our Services within the designated notice period, or once the changes become effective.
Your continued use of our Services will be subject to the new terms.
What is the DoubleClick cookie doing on my computer?
If you have a DoubleClick cookie in your Cookies folder, it is most likely a DART cookie. The DoubleClick DART cookie helps marketers learn how well their Internet advertising campaigns or paid search listings perform. Many marketers and Internet websites use DoubleClick’s DART technology to deliver and serve their advertisements or manage their paid search listings. DoubleClick’s DART products set or recognize a unique, persistent cookie when an ad is displayed or a paid listing is selected. The information that the DART cookie helps to give marketers includes the number of unique users their advertisements were displayed to, how many users clicked on their Internet ads or paid listings, and which ads or paid listings they clicked on.
Why does your cookie keep coming back after I delete it?
When you visit any website or search engine on which DoubleClick’s DART technology is used, our servers will check to see if you already have a DART cookie. If the servers do not receive a DART cookie, the servers will try to set a cookie in response to your browser’s “request” to view that Web page. If you do not want a DART cookie with a unique value, you can obtain a DoubleClick DART “opt out” cookie. Alternatively, you can adjust your Internet browser’s settings for handling cookies. This is explained in the next question.
How can I adjust my cookie settings to accept or decline cookies?
To eliminate cookies you may have currently accepted, and to deny or limit cookies in the future, please follow one of these procedures:
IMPORTANT: IF YOU DELETE YOUR OPT-OUT COOKIE, YOU WILL NEED TO OPT-OUT AGAIN. IF YOUR BROWSER BLOCKS ALL OR THIRD-PARTY COOKIES, YOU WILL BLOCK THE SETTING OF OPT-OUT COOKIES.
* If you are using Internet Explorer 6.0, go to the Tools menu, then to Internet Options, then to the Privacy tab. This version of Internet Explorer is the first to use P3P to distinguish between types of cookies. P3P uses standardized privacy statements made by the cookie issuer to manage your acceptance of cookies. Under the “Privacy” tab, click on the “Advanced” button. Select “Override automatic cookie handling” and choose whether you want to accept, block or be prompted for “First-party” and “Third-party Cookies.” If you want to block all cookies coming from DoubleClick’s doubleclick.net domain, go to the “Web Sites” section under the “Privacy” tab and click the “Edit” button. In the “Address of Web site” field, enter “doubleclick.net,” select “Block,” click OK (menu will disappear); click OK again and you will be back to the browser.
* If you are using Netscape 6.0+, go to “Edit” in the menu bar, click on “Preferences,” click on “Advanced,” and select the “Cookies” field. Now check either the box that says, “Warn me before accepting a cookie” or “Disable cookies.” Click on “OK.” Now go to your “Start” button, click on “Find,” click on “Files and Folders,” type “cookies.txt” into the search box that appears, and click “Find Now.” When the search results appear, drag all files listed, into the “Recycle Bin.” Now shut down and restart your Netscape. Depending on your earlier choice you will either be prompted by new cookie sets or no cookies will be set or received.* If you are using Mozilla or Safari, please go to their websites to find out how to disable cookies in those programs.
What are cookies?
Cookies are often known as browser cookies or tracking cookies. These cookies are small encrypted text files stored in browser directories. Like other web servers, we also place these cookies on your device to collect standard internet log information and visitor behavior information.
How do we use cookies?
The main purpose of placing these cookies is to provide you better user experience on our website. These cookies are used in the following ways:
What type of cookies do we use?
There are many types of cookies, however, our website uses mainly below cookies:
Necessary cookies
These cookies are essential for the basic functions of the website or to provide the product, service or content requested by you. Without these cookies, we will not be able to provide you the products or services asked for.
Functionality cookies
These cookies enable the website to provide enhanced functionality and personalization. These cookies are set to provide better services that we have added to our pages.
Advertising
The website uses this type of cookies to collect information about your visits to our website. Such as:
And other information about your browser, IP address, device, location. These cookies are used for advertising purposes.
Analytics cookies
These cookies are set through our site by our advertising partners. These cookies are used to build a profile of your interests and show you relevant advertisements based on your visits. They do not store personal data but store info of your browser and internet device. You can opt-out by not allowing these cookies which will lead to less targeted advertising.
Third-party cookies
We use these cookies from third-party organizations to get insights about our website. These cookies are set by websites that are not visited by you by adding third-party elements like plugins or ads on their website. Third-party cookies also track users activities and save their browsing information for targeting ads.
The information contained in http://phillipmatthew.com is for general information purposes only. The information is provided by http://phillipmatthew.com and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to http://phillipmatthew.com or the information, products, services, or related graphics contained on http://phillipmatthew.com for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of http://phillipmatthew.com.
Through http://phillipmatthew.com you are able to link to other websites which are not under the control of http://phillipmatthew.com. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep http://phillipmatthew.com up and running smoothly. However,http://phillipmatthew.com takes no responsibility for, and will not be liable for, http://phillipmatthew.com being temporarily unavailable due to technical issues beyond our control.
EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT’S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A “GET RICH SCHEME.”
ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.
MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.
ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSES, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.
The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.
As always, the advice of a competent legal, tax, accounting or other professional should be sought.
http://phillipmatthew.com does not warrant the performance, effectiveness or applicability of any sites listed or linked to on http://phillipmatthew.com
All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.
No advice
http://phillipmatthew.com contains general information about medical conditions and treatments. The information is not advice, and should not be treated as such.
No warranties
The medical information on http://phillipmatthew.com is provided without any representations or warranties, express or implied. http://phillipmatthew.com makes no representations or warranties in relation to the medical information on http://phillipmatthew.com.
Without prejudice to the generality of the foregoing paragraph, http://phillipmatthew.com does not warrant that:
(a) the medical information on http://phillipmatthew.com will be constantly available, or available at all; or
(b) the medical information on http://phillipmatthew.com is complete, true, accurate, up-to-date, or non-misleading.
Professional assistance
You must not rely on the information on http://phillipmatthew.com as an alternative to medical advice from your doctor or other professional healthcare providers. If you have any specific questions about any medical matter you should consult your doctor or other professional healthcare provider. If you think you may be suffering from any medical condition you should seek immediate medical attention. You should never delay seeking medical advice, disregard medical advice, or discontinue medical treatment because of information on http://phillipmatthew.com.
Limiting our liability
You agree not to hold us liable for any damages arising from or relating to your reliance on any of the medical information provided on http://phillipmatthew.com.
Additionally, you agree not to repeat the medical information that you read on http://phillipmatthew.com to a third party, as that third party may not have read this disclaimer and understood the caveats involved in receiving the information.
If you should repeat the medical information that you read on http://phillipmatthew.com to a third party, whether through writing, electronically, or orally, you agree that you will indemnify us and defend us against any claims for damages by that or any other third party which received its information as a result of your actions, either in whole or in part. In other words, if the third party you told the information to repeats it to another third party, you must indemnify us and defend us against claims made by either of those third parties.
The owner of http://phillipmatthew.com may receive compensation for recommendations made in reference to the products or services on this website.
This compensation may be in the form of money, services or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by http://phillipmatthew.com, it is understood that some form of compensation might be made to the http://phillipmatthew.com owner. For example, if you click on an affiliate link at http://phillipmatthew.com and then make a purchase of the recommended product or service, http://phillipmatthew.com owner may receive compensation.
This Compensation Disclosure has been provided for your protection and to fully disclose any relationship between http://phillipmatthew.com product or service recommendations and the owners of those product or services.
This Confidentiality Disclosure Agreement (“Agreement”) is entered into effective 4th March, 2021 (the “Effective Date”) between:
(the “Disclosing Party”), hereinafter referred to as the “Disclosing Party” (“Disclosing Party”, which expression shall mean and include its authorized representative(s), associates, affiliate, partners it may be appointed on its behalf or who benefit from this Agreement),
and
hereinafter referred to as the “Recipient Party”(“Recipient Party”, which expression shall mean and include its authorized representative(s), associates, affiliate, partners it may be appointed on its behalf or who benefit from this Agreement).
The Disclosing Party and the Recipient Party are referred to each as a Party and collectively as the Parties.
The Parties wish to discuss certain business opportunities. These discussions may require the Disclosing Party to disclose Confidential Information to the Recipient Party. The Parties wish to protect that Confidential Information.
Definitions
Disclosing Party means the Party whose Confidential Information is received by the Recipient Party.
Recipient Party means the Party that receives the Disclosing Party’s Confidential Information.
Confidential Information
Confidential Information means any information of or about the Disclosing Party that is:
is identified as “confidential” or “proprietary” or “private” at the time of disclosure, when delivered orally or by any other means
Confidential Information will not apply to information that is:
already in Recipient Party’s possession without obligation of confidentiality, obtained from a third party without obligation of confidentiality independently developed by the Recipient Party.
Obligations and exceptions to obligations
The Disclosing Party warrants that it has the right to disclose its Confidential Information to the Recipient Party.
The Recipient Party agrees not to use the Confidential Information for its own use or for any other purpose other than to carry out the discussions on business opportunities between the Parties.
The Recipient Party agrees that it will not, without the prior written consent of the Disclosing Party:
copy, reproduce, distribute or disclose any of the Disclosing Party’s Confidential Information to any person, corporation or other entity other than as permitted in writing between the Parties.
Nothing in this Agreement:
restricts the right of a Party to develop, procure or market products and/or services which may be competitive with those offered by the other Party so long as there is no authorized use of the Confidential Information of the other Party.
Governing Law
This Agreement shall be governed, construed and interpreted in accordance with the laws of Niddrie, Victoria. 3042, Australia.
Termination
This Agreement will be effective as of the Effective Date and will continue for unless terminated by each Party upon prior written the notice.
Unique experiences and past performances do not guarantee future results! Testimonials herein are unsolicited and are non-representative of all clients; certain accounts may have worse performance than that indicated. Consulting & Education involves risk and there is always the potential for loss. Your results may vary. If you do not have the extra capital that you can afford to lose, you should not invest in the Consulting & Education market.
PG Matthew & Associates or http://phillipmatthew.com
Indicates the natural person(s) or legal entity that provides this Website to Users.
Indicates any natural person or legal entity using this Website.
This Privacy Notice for California Residents supplements the information contained in the Website’s Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California. We adopted this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same meaning when used in this notice.
The Website collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”).
In particular, Website has collected the following categories of personal information from its consumers within the last 12 months:
| Category | Examples | Collected |
|---|---|---|
| A. Identifiers. | A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers. | YES |
| B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). | A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. | YES |
| C. Protected classification characteristics under California or federal law. | Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). | YES |
| D. Commercial information. | Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. | YES |
| E. Biometric information. | Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. | YES |
| F. Internet or other similar network activity. | Browsing history, search history, information on a consumer’s interaction with a Website, application, or advertisement. | YES |
| G. Geolocation data. | Physical location or movements. | YES |
| H. Sensory data. | Audio, electronic, visual, thermal, olfactory, or similar information. | YES |
| I. Professional or employment-related information. | Current or past job history or performance evaluations. | YES |
| J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). | Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. | YES |
| K. Inferences drawn from other personal information. | Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. | YES |
Personal information does not include:
We obtain the categories of personal information listed above from the following categories of sources:
We may use or disclose the personal information we collect for one or more of the following business purposes:
We will not collect additional categories of personal information or use the personal information we collect for materially different, unrelated, or incompatible purposes without providing you notice.
We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
We share your personal information with the following categories of third parties:
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will disclose to you:
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:
Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
Making a verifiable consumer request does not require you to create an account with us.
We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and extension period in writing.
We will deliver our written response by mail or electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
We will not sell your personal information to any party. If in the future, we anticipate selling your personal information to any party, we will provide you with the opt-out and opt-in rights required by the CCPA.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to janinmat@gmail.com.
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on our Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.
If you have any questions or comments about this notice, the ways in which we collect and use your information described below and in our Privacy Policy, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
My Company PG Matthew & Associates (“us”, “we”, or “our”) My Website http://phillipmatthew.com is committed to respecting your privacy. This privacy policy informs you about how our organization collects, stores and uses your personal data that you provide when you use our website.
Topics included:
What data do we collect?
We collect your personal information. Personal information is any data that relates to an individual to use as identification like:
However, you can browse our website without providing your personal information.
How do we collect and use your personal information?
Collection of personal information
We collect your data in the following forms:
Use of personal information
We use your personal information for the following purposes:
Data used for marketing or shared with third parties
Data used for marketing
Based on your preference, our organization would like to send you marketing emails for products, services, and offers that you might like. You have the right at any time to stop our organization from contacting you. You can anytime opt-out of our marketing-related emails at a later date.
Data sharing with third-party sites
Our organization will never share your personal information with third-party sites without taking prior permission from you. Though, we share your personal information within the organization, business partners, authorized third-party services.
What are your data protection rights?
We would like to make sure that you are fully aware of your data protection rights. Every user is entitled to the following rights:
Privacy policies for other linked websites
Our website contains links from and to other websites. However, our privacy policy applies to only our website and not other linked websites. So, if you click on a link to other websites, you can read their privacy policy.
Changes to our privacy policy
Our organization reviews and updates its privacy policy on a regular basis. We may change our data privacy practices and place any updates on this privacy policy page.
How to contact us?
If you have any queries related to our data privacy practices or this privacy policy, feel free to contact us at janinmat@gmail.com
Welcome to http://phillipmatthew.com (the “Site”). We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by PG Matthew & Associates (collectively, “Services”) (“Authorized Customers”).
“Personally Identifiable Information”
refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.
What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.
How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.
With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.
How is Personally Identifiable Information stored?
Personally Identifiable Information collected by PG Matthew & Associates is securely stored and is not accessible to third parties or employees of PG Matthew & Associates except for use as indicated above.
What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at 11 Hutchison Street, Niddrie Victoria Australia. 3042
Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns.
Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using http://phillipmatthew.com, with the drawback that certain features of website may not function properly without the aid of cookies.
Cookies used by our service providers
Our service providers use cookies and those cookies may be stored on your computer when you visit our website. You can find more details about which cookies are used in our cookies info page.
How does PG Matthew & Associates use login information?
PG Matthew & Associates uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.
What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?
PG Matthew & Associates has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know the basis for evaluating Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with the law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.
How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering, and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.
How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at janinmat@gmail.com
Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?
We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting. However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.
Your rights
These are summarized rights that you have under data protection law
What happens if the Privacy Policy Changes?
We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.
Links:
http://phillipmatthew.com contains links to other websites. Please note that when you click on one of these links, you are moving to another website. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.
Thanks for purchasing our products (or subscribing to our services) at https://phillipmatthew.com operated by PG Matthew – Associates.
We do not offer refunds. All sales are considered final.
Due to the nature of our business, unfortunately, there is no effective way for us to issue refunds.
We will be happy to answer questions regarding our products before your purchase to ensure it will meet your needs. Thank you for your understanding.
If you have any additional questions or would like to request a refund, feel free to contact us using the contact information below.
PG Matthew – Associates
11 Hutchison Street. Niddrie Vic Aus 3042
Niddrie, Victoria. 3042
Australia
Phone: +61 490083949
Email: janine@phillipmatthew.com
Download issues: You have problems that prevent you from downloading the product. https://phillipmatthew.com recommends that you contact the support team for your browser provider, as https://phillipmatthew.com ensures that our software can be downloaded with all major browsers, and this problem usually arises from a customer’s issue with either their browser, firewall, or network;
Irreparable defects with the software: Although all the products are thoroughly tested before release, unexpected errors may occur. This reason should be submitted to our Support Team for its approval of your refund request;
Product not-as-described: A request based on this reason is addressed on a case-by-case basis and subject to our approval. To prevent this kind of claim from arising, every customer is encouraged to check free samples ( in the form of video overviews, demo links, product samples, screen shots) of each type of the product offered before making a purchase.